How to find an employers' liability policy
How to carry out an effective simple search. Please watch this short video for helpful search tips and advice.
EXPERT TIPS TO HELP WITH YOUR SEARCH
- Check the company name
- Always search for the official name of the company at the time of your employment.
- Use spaces between initials in company names
- As in W D C Construction.
- Search for variations of the company name
- The ELD will suggest possible matches as you type.
- Check the date of exposure/accident
- Using incorrect dates may hide information relevant to your search.
- Add an Employer’s Reference Number (ERN)
- Using an ERN provides the most accurate search results.
- Search for subsidiaries and parent companies
- Use Companies House to find companies associated with the employer.
If your search relates to the following:
Schools
If the employer is a school they may be insured with the RPA. Public sector schools can join the risk protection arrangement (RPA)
NHS
The Liabilities to Third Parties Scheme (LTPS) typically covers employers' liability claims. Please check the link below.
British Rail
The Department for Transport (DFT) is now responsible for ill health claims from former British Rail (BR) employees.
General Counsel's Office
Department for Transport
Great Minster House
33 Horseferry Road
London, SW1P 4DR
If it is unclear to which successor body an enquiry should be directed, or if the enquiry is about BR staff records, the DfT public enquiry helpline will be able to provide assistance and guidance: 0300 330 3000.
USEFUL RESOURCES
Association of British Insurers (ABI)
The UK's leading financial services trade association.
Companies House
Find useful information about an employer by searching Companies House, the official UK government register of UK companies.
Supplying Employers’ Liability Data: A Guide for Brokers
Our simple guide to supplying insurance data for brokers, managing agents and other intermediaries.
Diffuse Mesothelioma Payment Scheme
If you have been diagnosed with diffuse mesothelioma and cannot find your employer’s liability insurance, you may be able to claim compensation through the Diffuse Mesothelioma Payment Scheme (DMPS).
HM Revenue and Customs (HMRC)
HMRC holds a range of useful information to help with your search, including your employment history and Employer Reference Number (ERN).
