ELTO Membership Application Process
The majority of bodies that own liabilities for EL policies, including active and run-off insurers, have become ELTO members as the most effective way of meeting the new FCA regulations. The ELTO service levies costs from its members once they join, based on gross written premium (GWP) for EL.
If you wish to become a member of ELTO please read and then complete the relevant sections of the ELTO Membership Information Pack which includes:
ELTO reviews the materials provided and verifies the application before providing the insurer with the 'ELTO Membership Certificate' and a 'Participating Insurers Agreement' (PIA).
Upon receipt of the ELTO Membership Certificate, the insurer is bound to the ELTO Articles and Rules.
Looking for an employers' liability policy?
Over 99% of the EL insurance market is already signed up as members of ELTO.